R4 000
Loan amount
R500 - R4 000
Interest
18,6 %
Maturity
4 days - 6 months
Fast information
Properties of this loan
Online loans up to R4.000
Term 4 days - 6 months
Loan requirements
A cellphone number
SA ID number
Bank account details
Most recent proof of income
Borrow from R500 with interest from the 18,6 %
Moread
R3 000
Loan amount
R500 - R3 000
Interest
25,8 %
Maturity
5 - 37 days
Fast information
Properties of this loan
Online loans up to R3.000
Term 5 - 37 days
First 5 days interest free
Loan requirements
Presence of client ID
Current account number in an African bank
Minimum application criteria
Borrow from R500 with interest from the 25,8 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
20 %
Maturity
6 - 84 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 6 - 84 months
Loan requirements
A copy of your I.D.
Your most recent monthly bank statements
A copy of your most recent pay slip
Proof of residence (not more than three months old)
Borrow from R1 000 with interest from the 20 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
10 %
Maturity
10 - 72 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 10 - 72 months
Almost instant approval
Loan requirements
You are 18 years of age or older
You are a citizen of South Africa
You have a fixed monthly income which is at least R1500 per month
You have a Bank Account in South Africa
Borrow from R1 000 with interest from the 10 %
Moread
R250 000
Loan amount
R0 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
Cash in your account within 24 hours
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R0 with interest from the 27,75 %
Moread
R300 000
Loan amount
R1 000 - R300 000
Interest
13 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 - 60 months
Loan requirements
You must be between the ages of 18 and 64
Be a permanent SA resident
Be permanently employed or self-employed
Your salary must be paid directly into your bank account
Borrow from R1 000 with interest from the 13 %
Moread
R200 000
Loan amount
R2 000 - R200 000
Interest
27,5 %
Maturity
1 - 84 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 1 - 84 months
Loan requirements
You need to be at least 18 years old
You need to be earning at least R2 500 per month
The term of your loan must end before you turn 60 years of age
Borrow from R2 000 with interest from the 27,5 %
Moread
R5 000
Loan amount
R1 000 - R5 000
Interest
3 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Online loans up to R5.000
Term 1 - 6 months
Same-day cash
Loan requirements
The borrower’s age should be in the range of 18 to 65 years
Users must pass a credit check
Requires a current email address
Provision of current phone number and Debit card
Recent pay slips and Proof of address
Borrow from R1 000 with interest from the 3 %
Moread
R4 000
Loan amount
R500 - R4 000
Interest
0,16 %
Maturity
7 - 56 days
Fast information
Properties of this loan
Online loans up to R4.000
Term 7 - 56 days
Loan requirements
The borrower’s age should be in the range of 18 to 65 years
Users must pass a credit check
Requires a current email address
Provision of current contact number (for SMS) and bank details
Recent pay slips and Proof of address via document
Borrow from R500 with interest from the 0,16 %
Moread
R5 000
Loan amount
R500 - R5 000
Interest
5 %
Maturity
1 - 31 days
Fast information
Properties of this loan
Online loans up to R5.000
Term 1 - 31 days
Loan requirements
Presence of client ID
Current account number in an African bank
Mobile phone number of one of the SA operators
Minimum application criteria
Employment document for debt cash
Borrow from R500 with interest from the 5 %
Moread
R4 700
Loan amount
R100 - R4 700
Interest
5 %
Maturity
7 - 28 days
Fast information
Properties of this loan
Online loans up to R4.700
Term 7 - 28 days
Same day online payday loans
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R100 with interest from the 5 %
Moread
R3 000
Loan amount
R1 000 - R3 000
Interest
3 %
Maturity
1 - 31 days
Fast information
Properties of this loan
Online loans up to R3.000
Term 1 - 31 days
Easy application
Loan requirements
You need to be a South African citizen and above 18 years of age
The Minimum Net Salary after deductions required to qualify for a loan is R10000
Borrow from R1 000 with interest from the 3 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
10 %
Maturity
6 - 60 months
Fast information
Properties of this loan
Professional financial advice and tips to improve your score
Complimentary loan assist service of up to R150,000 cash
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Borrow from R1 000 with interest from the 10 %
Moread
R50 000
Loan amount
R5 000 - R50 000
Interest
6,3 %
Maturity
7 - 36 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 7 - 36 months
Easy online application
Loan requirements
Have a South African ID Number
Be between 22 and 60 years old
Be employed full time
Have a personal bank account in your name
Have an email address and cell number
Borrow from R5 000 with interest from the 6,3 %
Moread
R8 000
Loan amount
R500 - R8 000
Interest
5 %
Maturity
1 - 31 days
Fast information
Properties of this loan
Online loans up to R8.000
Term 1 - 31 days
Multiple credit providers
Loan requirements
Your ID documents
Proof of residence
Confirmation that you’ll have ongoing employment for the duration of the loan period
Borrow from R500 with interest from the 5 %
Moread
R350 000
Loan amount
R250 - R350 000
Interest
15 %
Maturity
1 day - 84 months
Fast information
Properties of this loan
Online loans up to R350.000
Term 1 day - 84 months
Loan requirements
To earn a regular monthly income of at least R2 000 per month
To have a cheque account into which your monthly income is paid
To be 18 years or older
Borrow from R250 with interest from the 15 %
Moread
R150 000
Loan amount
R4 000 - R150 000
Interest
41,94 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Loan requirements
Your ID documents
Proof of residence
Borrow from R4 000 with interest from the 41,94 %
Moread
R150 000
Loan amount
R5 000 - R150 000
Interest
5 %
Maturity
6 - 72 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 6 - 72 months
Easy online application
Loan requirements
Be 18 years or older
Have a valid SA ID or driver’s license
Have a bank account
Borrow from R5 000 with interest from the 5 %
Moread
R200 000
Loan amount
R5 000 - R200 000
Interest
21,9 %
Maturity
2 - 6 years
Fast information
Properties of this loan
Online loans up to R200.000
Term 2 - 6 years
Easy online application
Loan requirements
A copy of your green barcoded ID book or Smart ID card
Your last 3 months’ consecutive payslips or bank statements
Your bank account details (account into which your salary is paid)
About company
More information about the company Sanlam Group
Borrow from R5 000 with interest from the 21,9 %
Moread
R150 000
Loan amount
R100 - R150 000
Interest
34,9 %
Maturity
3 months - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 months - 6 years
Easy online application
Loan requirements
If you are a South African citizen
Over 18 years of age
Employed and banked
Borrow from R100 with interest from the 34,9 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
34,9 %
Maturity
3 - 72 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 - 72 months
Fast online application
Loan requirements
SA citizen
+18 years old
Be employed
Borrow from R1 000 with interest from the 34,9 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
20 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 1 - 60 months
Fast application, instant approval.
Loan requirements
You must be permanently employed
You must earn over R5,000 per month
You must be aged over 18 years
Borrow from R1 000 with interest from the 20 %
Moread
R3 000
Loan amount
R500 - R3 000
Interest
3 %
Maturity
4 - 31 days
Fast information
Properties of this loan
Online loans up to R3.000
Term 4 - 31 days
Fast application
Loan requirements
Your SA ID number
Your bank account
Your cell phone number
Your latest three (6) payslips
Your latest three (6) months bank statements showing your income
Borrow from R500 with interest from the 3 %
Moread
R150 000
Loan amount
R500 - R150 000
Interest
12 %
Maturity
3 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 - 60 months
Loan requirements
Your latest 3 months bank statements
Your most recent payslip(s) for one month
Your South African Identity Document
Proof of residence for Financial Intelligence Centre Act (FICA)
Borrow from R500 with interest from the 12 %
Moread
R200 000
Loan amount
R100 - R200 000
Interest
10 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 1 - 60 months
Fast online application
Loan requirements
The minimum age to use our service is 18
Must be a current resident of South Africa
Need an active South African bank account to allow the money to be transferred to you
Have to be a current resident of South Africa
You must have an income every month whether it be benefits or a job
About company
More information about the company Mayday Loans
Borrow from R100 with interest from the 10 %
Moread
R500
Loan amount
R100 - R500
Interest
16,5 %
Maturity
1 - 45 days
Fast information
Properties of this loan
Online loans up to R500
Term 1 - 45 days
Loan requirements
You need to be over 18 years of age and less than 65 years old
Residing and employed in South Africa
With an active RSA bank account, plus your own email address and cell phone
Your credit rating will determine if there are any additional requirements
We do a quick assessment of your financial ability to repay a loan
So the results should give us an assurance of your ability to settle your debt when the time comes
Borrow from R100 with interest from the 16,5 %
Moread
R75 000
Loan amount
R2 000 - R75 000
Interest
10 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R75.000
Term 12 - 60 months
Fast online application
Loan requirements
Be 18 years of age or older
Have a valid South African ID
Earn at least R2,000 per month
Latest 3 payslips or the last three months' bank statements
Have a bank account in your name
Borrow from R2 000 with interest from the 10 %
Moread
R150 000
Loan amount
R1 500 - R150 000
Interest
12,25 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Multiple loan providers
Loan requirements
South African ID
Be over 18 years of age
Earn an income of R3 000 p/m or more
Have a bank account
Have a cell phone number
Borrow from R1 500 with interest from the 12,25 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
First loan strictly for women
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R1 000 with interest from the 27,75 %
Moread
R9 000
Loan amount
R300 - R9 000
Interest
0 %
Maturity
4 - 65 days
Fast information
Properties of this loan
Online loans up to R9.000
Term 4 - 65 days
Loan requirements
The borrower’s age should be in the range of 18 to 65 years
Users must pass a credit check
Requires a current email address
Provision of current phone number and Debit card
Recent pay slips and Proof of address
Borrow from R300 with interest from the 0 %
Moread
R2 500
Loan amount
R100 - R2 500
Interest
36 %
Maturity
30 - 60 days
Fast information
Properties of this loan
Online loans up to R2.500
Term 30 - 60 days
Online application
Loan requirements
Age – 18 Years or Above
South African Citizen
Must have a Bank Account
Have a Permanent Employment
Borrow from R100 with interest from the 36 %
Moread
R2 000
Loan amount
R500 - R2 000
Interest
19 %
Maturity
1 - 90 days
Fast information
Properties of this loan
Online loans up to R2.000
Term 1 - 90 days
Easy online application
Loan requirements
You need to be a South African citizen
above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R500 with interest from the 19 %
Moread
R20 000
Loan amount
R500 - R20 000
Interest
17 %
Maturity
1 - 90 days
Fast information
Properties of this loan
Online loans up to R2.000
Term 1 - 90 days
Easy online application
Loan requirements
Copy of your ID Number
Cellphone number
Bank account
Latest three months bank statements and most recent payslip
About company
More information about the company HMT Loans CC
Borrow from R500 with interest from the 17 %
Moread
R150 000
Loan amount
R500 - R150 000
Interest
10,25 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Individual financial plan
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
About company
More information about the company Cube Finance
Borrow from R500 with interest from the 10,25 %
Moread
R250 000
Loan amount
R100 - R250 000
Interest
28 %
Maturity
2 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 2 - 60 months
High approval rate
Use for any purpose
Loan requirements
You must be 18 years or older
Must have a regular form of income in order to apply for a loan
Borrow from R100 with interest from the 28 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
29 %
Maturity
6 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 6 - 60 months
Multiple credit providers
Loan requirements
You need to be between the ages of 18 to 65
You need to be employed at your current employer for a minimum of three (3) months
You need to earn a gross salary of R3,000 monthly
You need to have your own bank account where your salary is paid into
Borrow from R1 000 with interest from the 29 %
Moread
R150 000
Loan amount
R0 - R150 000
Interest
5 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 1 - 60 months
Loan requirements
You must be between the ages of 18 and more
Be the SA resident
Your salary must be paid directly into your bank account
Borrow from R0 with interest from the 5 %
Moread
R150 000
Loan amount
R5 000 - R150 000
Interest
27,5 %
Maturity
1 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 1 - 6 years
Fast application
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R5 000 with interest from the 27,5 %
Moread
R250 000
Loan amount
R80 000 - R250 000
Interest
12,9 %
Maturity
1 – 84 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 1 – 84 months
Fast online application
Loan requirements
The minimum age to use our service is 18
Must be a current resident of South Africa
Need an active South African bank account to allow the money to be transferred to you
Have to be a current resident of South Africa
Borrow from R80 000 with interest from the 12,9 %
Moread
R5 000
Loan amount
R300 - R5 000
Interest
1,5 %
Maturity
7 - 30 days
Fast information
Properties of this loan
Online loans up to R5.000
Term 7 - 30 days
Money in 15 minutes
Loan requirements
South African ID
Be over 18 years of age
Have a bank account
Have an internet access
Borrow from R300 with interest from the 1,5 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
5 %
Maturity
1 - 7 years
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 - 7 years
About company
More information about the company Loans Finder
Borrow from R500 with interest from the 5 %
Moread
R120 000
Loan amount
R1 000 - R120 000
Interest
5 %
Maturity
1 - 48 months
Fast information
Properties of this loan
Online loans up to R120.000
Term 1 - 48 months
Fast application
Loan requirements
You need to be a South African citizen and above 18 years of age
Ability to go to the branch
You also need to be employed and have a valid bank account
Borrow from R1 000 with interest from the 5 %
Moread
R5 400
Loan amount
R300 - R5 400
Interest
1 %
Maturity
5 - 35 days
Fast information
Properties of this loan
Online loans up to R5.400
Term 5 - 35 days
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
Have a South African bank account and access to the internet
Borrow from R300 with interest from the 1 %
Moread
R8 000
Loan amount
R100 - R8 000
Interest
0,17 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Personal loans up to R8.000
Term 1 - 6 months
Loan requirements
SA ID number
Proof of residence not older than 3 months
1 month's payslip
Borrow from R100 with interest from the 0,17 %
Moread
R50 000
Loan amount
R10 000 - R50 000
Interest
27 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 12 - 72 months
Loan requirements
ID (South African)
Over 18 years of age
Last 3 receipts of payment
Latest bank statements (3)
Proof of residence
Borrow from R10 000 with interest from the 27 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
10 %
Maturity
1 — 12 months
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 — 12 months
Fast online application
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
You will be required to provide proof of income documentation
Borrow from R500 with interest from the 10 %
Moread
Of course, there are circumstances that call for financial frugality and taking up a quick payday loans is one of those instances. There are reasons why millions of people, even in the most advanced of markets, prefer payday loans to bank loans. Here are some of the most common reasons why people use quick online loans.
Why Do Millions of People Prefer Payday Loans?
On the face of it, the answer is simple: convenience. Payday loans are quick, convenient and easy to get. However, the real reasons why individuals prefer them to other established lending facilities such as banks differ greatly from person to person:
1. Loans for Paying Bills
This is one of the most common reasons why people the world over often find themselves needing a quick cash injection. When important bills such as electricity, water, rent and phone bills are all due and your salary is still weeks away from hitting your bank account, it pays to have a financial source you can tap into for quick cash.
2. Money for Medical Emergency
It's estimated that up to 25% of all uninsured people in South Africa pay for their medical bills out of pocket. Considering how expensive medical care is the world over, these bills can't simply be lumped up in the "pocket change" category. Family members, friends and other relatives can fall sick at any given moment. Without access to lending facilities such as quick payday loans, these people may suffer the indignity of having no medical assistance.
3. They are Often Affordable
It must be said that this entirely depends on the lender you choose to use and their charges. For the most part, quick online loans are very affordable and some have very flexible repayment terms. You can see just how much the loan will cost you by using a quick loans calculator that can be found on the lender's website.
4. Holiday Loans
Holidays can be expensive, especially when you don't have a robust savings plan. The good news is: with quick lending facilities online, you can now pay for your holidays and worry about the actual expense later on.
5. Loans Even with Bad Credit
Having a bad credit rating can really hinder your chances of getting a loan. The good thing about online loans is that most lenders don't much care for your credit score. They just need to know that you can pay them back somehow. Thus, even if you have a bad credit history, you can still qualify for a loan. Try this list of loans for people with low credit . That being considered, quick online loans can be a lifesaver to many.
Quick Loans
rating:
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19 votes.
Lincoln Ndirangu (
LinkedIn )
Lincoln Ndirangu is a professional freelance web copywriter based in Nairobi, Kenya. For over 7 years, writing for the web and engaging the online audience has been primary focus and passion.
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