R8 000
Loan amount
R500 - R8 000
Interest
27 %
Maturity
1 - 3 months
Fast information
Properties of this loan
Online loans up to R8.000
Term 1 - 3 months
Fast application
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R500 with interest from the 27 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
10,25 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Personal loans up to R300.000
Term 12 - 72 months
Loan requirements
SA ID number
Proof of residence not older than 3 months
1 month's payslip
Last 3 months’ bank statements, if you don't bank with us
Borrow from R500 with interest from the 10,25 %
Moread
R4 000
Loan amount
R500 - R4 000
Interest
18,6 %
Maturity
4 days - 6 months
Fast information
Properties of this loan
Online loans up to R4.000
Term 4 days - 6 months
Loan requirements
A cellphone number
SA ID number
Bank account details
Most recent proof of income
Borrow from R500 with interest from the 18,6 %
Moread
R250 000
Loan amount
R2 000 - R250 000
Interest
27,5 %
Maturity
6 - 72 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 6 - 72 months
Fast online application
Loan requirements
You must be employed under a permanent or fixed-term contract and not self-employed
You must earn at least R3 500 per month, paid electronically into your bank account
Your valid barcoded South African identity document or smart card ID
Your most recent payslip(s) for one month or your letter of employment if you are a contract worker
Your stamped bank statements for the last 3 months (reflecting your salary). If you bank with Nedbank, ABSA or Standard Bank, we will be able to arrange this on your behalf
Your proof of residence (not older than three months), such as a utility bill or any statement of account that has your name and physical address on it
About company
More information about the company Nedbank Ltd
Borrow from R2 000 with interest from the 27,5 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
20 %
Maturity
6 - 84 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 6 - 84 months
Loan requirements
A copy of your I.D.
Your most recent monthly bank statements
A copy of your most recent pay slip
Proof of residence (not more than three months old)
Borrow from R1 000 with interest from the 20 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
About company
More information about the company RCS
Borrow from R1 000 with interest from the 27,75 %
Moread
R250 000
Loan amount
R0 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
Cash in your account within 24 hours
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R0 with interest from the 27,75 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
15 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
Cash in your account within 24 hours
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R1 000 with interest from the 15 %
Moread
R250 000
Loan amount
R10 000 - R250 000
Interest
15 %
Maturity
7 - 72 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 7 - 72 months
Cash in your account within 24 hours
Loan requirements
Most recent proof of income, reflecting 3 salary deposits
You must be over 18 to apply for a Loan
Proof of residence not older than 3 months
Latest bank statement, reflecting 3 salary deposits
Borrow from R10 000 with interest from the 15 %
Moread
R4 000
Loan amount
R500 - R4 000
Interest
0,16 %
Maturity
7 - 56 days
Fast information
Properties of this loan
Online loans up to R4.000
Term 7 - 56 days
Loan requirements
The borrower’s age should be in the range of 18 to 65 years
Users must pass a credit check
Requires a current email address
Provision of current contact number (for SMS) and bank details
Recent pay slips and Proof of address via document
Borrow from R500 with interest from the 0,16 %
Moread
R50 000
Loan amount
R1 000 - R50 000
Interest
79 %
Maturity
6 - 24 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 6 - 24 months
Loan requirements
A valid SA ID
3 latest payslips or 3 latest bank statements
Must be permanently employed and earning a monthly salary
A valid cell phone number
A valid SA bank account
Must be 18 years or older
Borrow from R1 000 with interest from the 79 %
Moread
R5 000
Loan amount
R1 000 - R5 000
Interest
3 %
Maturity
6 months
Fast information
Properties of this loan
Online loans up to R5.000
Term 6 months
Easy application
Loan requirements
Latest payslip and 3 months bank statements
Or last 3 payslips
Borrow from R1 000 with interest from the 3 %
Moread
R2 500
Loan amount
R100 - R2 500
Interest
17,96 %
Maturity
10 - 30 days
Fast information
Properties of this loan
Online loans up to R2.500
Term 10 - 30 days
Easy application
Loan requirements
Age – 18 Years or Above
South African Citizen
Must have a Bank Account
Have a Permanent Employment
Borrow from R100 with interest from the 17,96 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
10 %
Maturity
6 - 60 months
Fast information
Properties of this loan
Professional financial advice and tips to improve your score
Complimentary loan assist service of up to R150,000 cash
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Borrow from R1 000 with interest from the 10 %
Moread
R4 700
Loan amount
R500 - R4 700
Interest
38 %
Maturity
7 - 35 days
Fast information
Properties of this loan
Online loans up to R4.700
Term 7 - 35 days
Easy online application
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
About company
More information about the company Finance27
Borrow from R500 with interest from the 38 %
Moread
R50 000
Loan amount
R5 000 - R50 000
Interest
6,3 %
Maturity
7 - 36 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 7 - 36 months
Easy online application
Loan requirements
Have a South African ID Number
Be between 22 and 60 years old
Be employed full time
Have a personal bank account in your name
Have an email address and cell number
Borrow from R5 000 with interest from the 6,3 %
Moread
R350 000
Loan amount
R250 - R350 000
Interest
15 %
Maturity
1 day - 84 months
Fast information
Properties of this loan
Online loans up to R350.000
Term 1 day - 84 months
Loan requirements
To earn a regular monthly income of at least R2 000 per month
To have a cheque account into which your monthly income is paid
To be 18 years or older
Borrow from R250 with interest from the 15 %
Moread
R150 000
Loan amount
R4 000 - R150 000
Interest
41,94 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Loan requirements
Your ID documents
Proof of residence
Borrow from R4 000 with interest from the 41,94 %
Moread
R150 000
Loan amount
R2 000 - R150 000
Interest
10 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Loan requirements
Be older than 18 years
Have a South African ID
Have a bank account
About company
More information about the company CashLoan
Borrow from R2 000 with interest from the 10 %
Moread
R1 000
Loan amount
R1 000 - R1 000
Interest
20 %
Maturity
5 - 40 days
Fast information
Properties of this loan
Online loans up to R1.000
Term 5 - 40 days
Easy online application
Loan requirements
Be prepared to e-mail a copy of your latest greatest bank statement
ID.
Borrow from R1 000 with interest from the 20 %
Moread
R150 000
Loan amount
R100 - R150 000
Interest
34,9 %
Maturity
3 months - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 months - 6 years
Easy online application
Loan requirements
If you are a South African citizen
Over 18 years of age
Employed and banked
Borrow from R100 with interest from the 34,9 %
Moread
R3 000
Loan amount
R500 - R3 000
Interest
3 %
Maturity
4 - 31 days
Fast information
Properties of this loan
Online loans up to R3.000
Term 4 - 31 days
Fast application
Loan requirements
Your SA ID number
Your bank account
Your cell phone number
Your latest three (6) payslips
Your latest three (6) months bank statements showing your income
Borrow from R500 with interest from the 3 %
Moread
R150 000
Loan amount
R500 - R150 000
Interest
12 %
Maturity
3 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 - 60 months
Loan requirements
Your latest 3 months bank statements
Your most recent payslip(s) for one month
Your South African Identity Document
Proof of residence for Financial Intelligence Centre Act (FICA)
Borrow from R500 with interest from the 12 %
Moread
R50 000
Loan amount
R5 000 - R50 000
Interest
63 %
Maturity
7 - 36 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 7 - 36 months
Loan requirements
Have a South African ID Number
Be between 22 and 60 years old
Be employed full time
Have a personal bank account in your name
Have an email address and cell number
Borrow from R5 000 with interest from the 63 %
Moread
R200 000
Loan amount
R100 - R200 000
Interest
10 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 1 - 60 months
Fast online application
Loan requirements
The minimum age to use our service is 18
Must be a current resident of South Africa
Need an active South African bank account to allow the money to be transferred to you
Have to be a current resident of South Africa
You must have an income every month whether it be benefits or a job
About company
More information about the company Mayday Loans
Borrow from R100 with interest from the 10 %
Moread
R150 000
Loan amount
R5 000 - R150 000
Interest
27,75 %
Maturity
2 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 2 - 6 years
Loan requirements
A regular monthly income of at least R5 000
A clear credit record
Your last 3 months' payslips or bank statements
A clear copy of your ID document
Details of your bank account into which your salary is paid
A recent document confirming your residential address
Borrow from R5 000 with interest from the 27,75 %
Moread
R500
Loan amount
R100 - R500
Interest
16,5 %
Maturity
1 - 45 days
Fast information
Properties of this loan
Online loans up to R500
Term 1 - 45 days
Loan requirements
You need to be over 18 years of age and less than 65 years old
Residing and employed in South Africa
With an active RSA bank account, plus your own email address and cell phone
Your credit rating will determine if there are any additional requirements
We do a quick assessment of your financial ability to repay a loan
So the results should give us an assurance of your ability to settle your debt when the time comes
Borrow from R100 with interest from the 16,5 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
First loan strictly for women
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R1 000 with interest from the 27,75 %
Moread
R9 000
Loan amount
R300 - R9 000
Interest
0 %
Maturity
4 - 65 days
Fast information
Properties of this loan
Online loans up to R9.000
Term 4 - 65 days
Loan requirements
The borrower’s age should be in the range of 18 to 65 years
Users must pass a credit check
Requires a current email address
Provision of current phone number and Debit card
Recent pay slips and Proof of address
Borrow from R300 with interest from the 0 %
Moread
R2 500
Loan amount
R100 - R2 500
Interest
36 %
Maturity
30 - 60 days
Fast information
Properties of this loan
Online loans up to R2.500
Term 30 - 60 days
Online application
Loan requirements
Age – 18 Years or Above
South African Citizen
Must have a Bank Account
Have a Permanent Employment
Borrow from R100 with interest from the 36 %
Moread
R20 000
Loan amount
R500 - R20 000
Interest
17 %
Maturity
1 - 90 days
Fast information
Properties of this loan
Online loans up to R2.000
Term 1 - 90 days
Easy online application
Loan requirements
Copy of your ID Number
Cellphone number
Bank account
Latest three months bank statements and most recent payslip
About company
More information about the company HMT Loans CC
Borrow from R500 with interest from the 17 %
Moread
R150 000
Loan amount
R10 000 - R150 000
Interest
10 %
Maturity
2 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 2 - 6 years
Fast application, instant approval.
Loan requirements
A good credit record
A regular monthly income of at least R5 000
The details of your bank account into which your salary is paid
Borrow from R10 000 with interest from the 10 %
Moread
R250 000
Loan amount
R10 000 - R250 000
Interest
12,9 %
Maturity
1 - 84 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 1 - 84 months
Easy online application
Loan requirements
Original identification document (must be 18 years or older). If your name and/or surname differs from your identification document, a marriage certificate, divorce court order or name
change letter will be required
Latest salary slip
Any original bank statement showing your latest 3 consecutive salary deposits into an account in your name (an over-the-counter bank statement must be stamped)
Borrow from R10 000 with interest from the 12,9 %
Moread
R150 000
Loan amount
R0 - R150 000
Interest
5 %
Maturity
1 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 1 - 60 months
Loan requirements
You must be between the ages of 18 and more
Be the SA resident
Your salary must be paid directly into your bank account
Borrow from R0 with interest from the 5 %
Moread
R250 000
Loan amount
R80 000 - R250 000
Interest
12,9 %
Maturity
1 – 84 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 1 – 84 months
Fast online application
Loan requirements
The minimum age to use our service is 18
Must be a current resident of South Africa
Need an active South African bank account to allow the money to be transferred to you
Have to be a current resident of South Africa
Borrow from R80 000 with interest from the 12,9 %
Moread
R350 000
Loan amount
R1 000 - R350 000
Interest
15 %
Maturity
12 - 84 months
Fast information
Properties of this loan
Debt management up to R350.000
Term 1 - 84 months
Loan requirements
To earn a regular monthly income of at least R2 000 per month
To have a cheque account into which your monthly income is paid
To be 18 years or older
Borrow from R1 000 with interest from the 15 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
5 %
Maturity
1 - 7 years
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 - 7 years
About company
More information about the company Loans Finder
Borrow from R500 with interest from the 5 %
Moread
R40 000
Loan amount
R500 - R40 000
Interest
5 %
Maturity
1 - 24 months
Fast information
Properties of this loan
Online loans up to R40.000
Term 1 - 24 months
Loan requirements
You must be between the ages of 18 and more
Be the SA resident
Your salary must be paid directly into your bank account
Borrow from R500 with interest from the 5 %
Moread
R15 000
Loan amount
R1 000 - R15 000
Interest
7 %
Maturity
6 - 18 months
Fast information
Properties of this loan
Online loans up to R15.000
Term 6 - 18 months
Loan requirements
Original SA ID
2 months latest payslips
3 months latest bank statements
Borrow from R1 000 with interest from the 7 %
Moread
R120 000
Loan amount
R1 000 - R120 000
Interest
5 %
Maturity
1 - 48 months
Fast information
Properties of this loan
Online loans up to R120.000
Term 1 - 48 months
Fast application
Loan requirements
You need to be a South African citizen and above 18 years of age
Ability to go to the branch
You also need to be employed and have a valid bank account
Borrow from R1 000 with interest from the 5 %
Moread
R100 000
Loan amount
R500 - R100 000
Interest
10 %
Maturity
1 - 36 months
Fast information
Properties of this loan
Online loans up to R100.000
Term 1 - 36 months
Loan requirements
Original SA ID
2 months latest payslips
3 months latest bank statements
Borrow from R500 with interest from the 10 %
Moread
R300 000
Loan amount
R10 000 - R300 000
Interest
5 %
Maturity
1 - 10 years
Fast information
Properties of this loan
Debt Consolidation
Simplify your monthly payments
Loan requirements
You must be over 18 to apply for a Loan
Proof of residence not older than 3 months
About company
More information about the company Debt Rescue
Borrow from R10 000 with interest from the 5 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
10 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Personal loans up to R300.000
Term 12 - 72 months
Loan requirements
Copy of your ID Number
Cellphone number
Bank account
Borrow from R500 with interest from the 10 %
Moread
R10 000
Loan amount
R100 - R10 000
Interest
12 %
Maturity
1 - 12 months
Fast information
Properties of this loan
Online loans up to R10.000
Term 1 - 12 months
Quick application
Loan requirements
A copy of your I.D.
Your most recent monthly bank statements
A copy of your most recent pay slip
Proof of residence (not more than three months old)
About company
More information about the company Mafori
Borrow from R100 with interest from the 12 %
Moread
R10 000 000
Loan amount
R70 000 - R10 000 000
Interest
6 %
Maturity
6 - 72 months
Fast information
Properties of this loan
Car loans up to R10,000.000
Term 6 - 72 months
Loan requirements
ID or a certified copy of your ID
Three latest pay-slips
One month’s bank statement
Proof of residential address
Affordability assessment
Borrow from R70 000 with interest from the 6 %
Moread
R8 000
Loan amount
R100 - R8 000
Interest
0,17 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Personal loans up to R8.000
Term 1 - 6 months
Loan requirements
SA ID number
Proof of residence not older than 3 months
1 month's payslip
Borrow from R100 with interest from the 0,17 %
Moread
R250 000
Loan amount
R10 000 - R250 000
Interest
27,5 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 12 - 72 months
Loan requirements
A South African ID
A minimum income of R4,000 per month
You will also need to pass a credit check
You must not be undergoing debt counselling
About company
More information about the company Olico
Borrow from R10 000 with interest from the 27,5 %
Moread
R8 000
Loan amount
R2 000 - R8 000
Interest
20 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Online loans up to R8.000
Term 1 - 6 months
Loan requirements
A bank statement no older than 3 months
Your 3 most recent payslips
A copy of your existing loan agreement if you have it
Borrow from R2 000 with interest from the 20 %
Moread
R75 000
Loan amount
R1 000 - R75 000
Interest
10 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R75.000
Term 12 - 60 months
Fast online application
Loan requirements
Be 18 years of age or older
Have a valid South African ID
Latest 3 payslips or the last three months' bank statements
Have a bank account in your name
About company
More information about the company Unifi Credit
Borrow from R1 000 with interest from the 10 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
10 %
Maturity
1 — 12 months
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 — 12 months
Fast online application
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
You will be required to provide proof of income documentation
Borrow from R500 with interest from the 10 %
Moread
R7 200
Loan amount
R800 - R7 200
Interest
30 %
Maturity
61 — 65 days.
Fast information
Properties of this loan
Car loans up to R7 200
Term 61 — 65 days.
Loan requirements
ID or a certified copy of your ID
Three latest pay-slips
One month’s bank statement
Proof of residential address
Affordability assessment
About company
More information about the company Finance 27
Borrow from R800 with interest from the 30 %
Moread
R8 000
Loan amount
R800 - R8 000
Interest
5 %
Maturity
61 — 65 days
Fast information
Properties of this loan
Online loans up to R8.000
Term 61 - 65 days
Loan requirements
ID client number
Bank finance details
Recent three month bank statement
Borrow from R800 with interest from the 5 %
Moread
R50 000
Loan amount
R10 000 - R50 000
Interest
27 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 12 - 72 months
Loan requirements
ID (South African)
Over 18 years of age
Last 3 receipts of payment
Latest bank statements (3)
Proof of residence
Borrow from R10 000 with interest from the 27 %
Moread
R50 000
Loan amount
R500 - R50 000
Interest
10 %
Maturity
1 – 24 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 1 – 24 months
Fast application
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
Borrow from R500 with interest from the 10 %
Moread
Depending on your eligibility, a personal loan can range between R2,000 all the way to R150,000. Most people use personal loans for emergencies because they are quick to process and can be granted within 24 hours of application.
Read on to learn more about personal loans.
What You Need When Applying For The Loan
Because personal loans are not secured, you will need to provide additional proof of your financial ability to repay the loan. Hence, if you are applying for a loan from a bank, previous bank statements are an ideal indication of your financial capability. Additionally, if you are employed, your salary slips and proof of current employment are also recommended.
In addition to providing financial proof, you are also required to provide valid identification as well as proof of residential address. For the identification the government issued ID card or a passport will suffice. For proof of residence, you can use any utility bill that has your name on it. Ideally, the bill should also indicate the residential address of where you reside.
Using a Loans Calculator
Due to the numerous personal loan providers available in South Africa, it is advisable for consumers to make use of a loan calculator to determine the best loan options.
A loans calculator allows you to determine how much interest will get levied on the loan. Additionally, it allows you to check how much money you are expected to pay back included the accumulated interest over a given period of time.
Using loan calculators from different loan providers enables you to compare and contrast different rates so as to get the most suitable personal loan option for you.
Credit History Affects Your Eligibility and Interest Rates
Due to the fact that personal loans have no collateral, lenders have to conduct a back ground check into your credit history.
If you have a bad credit history resulting from defaulted loans or late repayments, then this will appear in your credit history. If your credit history has such red flags then you can expect the lenders to set strict terms on the loan .
For instance, you can expect to pay a higher interest rate on your loan compared to an individual with an impeccable credit history. Additionally, a poor credit history also affects the maximum amount a lender is willing to lend out. Hence, they may opt to lend you less than you applied for.
Finally, if you are blacklisted by a particular lender, this could result in most lenders denying you a personal loan.
Where to Get a Personal Loan?
You can apply for a personal loan by physically visiting a bank or you can opt to apply for the loan online. There are a variety of online loan providers you can apply from provided you meet their loan qualification providers.
Personal Loans
rating:
4.5 /5 from
20 votes.
Lincoln Ndirangu (
LinkedIn )
Lincoln Ndirangu is a professional freelance web copywriter based in Nairobi, Kenya. For over 7 years, writing for the web and engaging the online audience has been primary focus and passion.
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