R300 000
Loan amount
R500 - R300 000
Interest
10,25 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Personal loans up to R300.000
Term 12 - 72 months
Loan requirements
SA ID number
Proof of residence not older than 3 months
1 month's payslip
Last 3 months’ bank statements, if you don't bank with us
Borrow from R500 with interest from the 10,25 %
Moread
R250 000
Loan amount
R0 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
Cash in your account within 24 hours
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R0 with interest from the 27,75 %
Moread
R250 000
Loan amount
R10 000 - R250 000
Interest
15 %
Maturity
7 - 72 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 7 - 72 months
Cash in your account within 24 hours
Loan requirements
Most recent proof of income, reflecting 3 salary deposits
You must be over 18 to apply for a Loan
Proof of residence not older than 3 months
Latest bank statement, reflecting 3 salary deposits
Borrow from R10 000 with interest from the 15 %
Moread
R4 000
Loan amount
R500 - R4 000
Interest
38 %
Maturity
1 - 30 days
Fast information
Properties of this loan
Online loans up to R4.000
Term 1 - 30 days
Loan requirements
ID client number
Bank finance details
Recent three month bank statement
Proof of employment
Borrow from R500 with interest from the 38 %
Moread
R50 000
Loan amount
R1 000 - R50 000
Interest
79 %
Maturity
6 - 24 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 6 - 24 months
Loan requirements
A valid SA ID
3 latest payslips or 3 latest bank statements
Must be permanently employed and earning a monthly salary
A valid cell phone number
A valid SA bank account
Must be 18 years or older
Borrow from R1 000 with interest from the 79 %
Moread
R250 000
Loan amount
R2 000 - R250 000
Interest
15 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R150.000
Term 12 - 60 months
Decision in seconds
Cash in your account within 24 hours
Loan requirements
You must be 18 years old and older
You must have a South African ID
You must earn a minimum of R2000 a month
You must hold a bank account
You will be required to provide proof of income documentation
About company
More information about the company RCS Group
Borrow from R2 000 with interest from the 15 %
Moread
R200 000
Loan amount
R5 000 - R200 000
Interest
27,75 %
Maturity
1 - 7 years
Fast information
Properties of this loan
Online loans up to R200.000
Term 1 - 7 years
Quick application
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
About company
More information about the company DirectChoice
Borrow from R5 000 with interest from the 27,75 %
Moread
R4 700
Loan amount
R100 - R4 700
Interest
5 %
Maturity
7 - 28 days
Fast information
Properties of this loan
Online loans up to R4.700
Term 7 - 28 days
Same day online payday loans
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R100 with interest from the 5 %
Moread
R150 000
Loan amount
R1 000 - R150 000
Interest
10 %
Maturity
6 - 60 months
Fast information
Properties of this loan
Professional financial advice and tips to improve your score
Complimentary loan assist service of up to R150,000 cash
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Borrow from R1 000 with interest from the 10 %
Moread
R200 000
Loan amount
R10 000 - R200 000
Interest
2 %
Maturity
1 - 10 years
Fast information
Properties of this loan
Online loans up to R200.000
Term 1 - 10 years
Easy online application
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
About company
More information about the company EC Loans
Borrow from R10 000 with interest from the 2 %
Moread
R4 700
Loan amount
R500 - R4 700
Interest
38 %
Maturity
7 - 35 days
Fast information
Properties of this loan
Online loans up to R4.700
Term 7 - 35 days
Easy online application
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
About company
More information about the company Finance27
Borrow from R500 with interest from the 38 %
Moread
R8 000
Loan amount
R500 - R8 000
Interest
19,5 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Online loans up to R8.000
Term 1 - 6 months
Easy online application
Loan requirements
If you’re a South African citizen (at least 18 years old) who isn’t under debt administration and has never applied for debt review, you can apply
You will need to provide us with a copy of your ID, your latest payslip, and your latest 3 months’ bank statements
Borrow from R500 with interest from the 19,5 %
Moread
R350 000
Loan amount
R250 - R350 000
Interest
15 %
Maturity
1 day - 84 months
Fast information
Properties of this loan
Online loans up to R350.000
Term 1 day - 84 months
Loan requirements
To earn a regular monthly income of at least R2 000 per month
To have a cheque account into which your monthly income is paid
To be 18 years or older
Borrow from R250 with interest from the 15 %
Moread
R150 000
Loan amount
R100 - R150 000
Interest
34,9 %
Maturity
3 months - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 3 months - 6 years
Easy online application
Loan requirements
If you are a South African citizen
Over 18 years of age
Employed and banked
Borrow from R100 with interest from the 34,9 %
Moread
R80 000
Loan amount
R2 000 - R80 000
Interest
10 %
Maturity
3 - 24 months
Fast information
Properties of this loan
Online loans up to R80.000
Term 3 - 24 months
Fast online application
Loan requirements
You must be between the ages of 18 and more
Be a permanent SA resident
Be permanently employed or self-employed
Your salary must be paid directly into your bank account
Borrow from R2 000 with interest from the 10 %
Moread
R2 000
Loan amount
R500 - R2 000
Interest
30 %
Maturity
7 - 25 days
Fast information
Properties of this loan
Online loans up to R2.000
Term 7 - 25 days
Fast online application
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
Borrow from R500 with interest from the 30 %
Moread
R150 000
Loan amount
R5 000 - R150 000
Interest
27,75 %
Maturity
2 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 2 - 6 years
Loan requirements
A regular monthly income of at least R5 000
A clear credit record
Your last 3 months' payslips or bank statements
A clear copy of your ID document
Details of your bank account into which your salary is paid
A recent document confirming your residential address
Borrow from R5 000 with interest from the 27,75 %
Moread
R500
Loan amount
R100 - R500
Interest
16,5 %
Maturity
1 - 45 days
Fast information
Properties of this loan
Online loans up to R500
Term 1 - 45 days
Loan requirements
You need to be over 18 years of age and less than 65 years old
Residing and employed in South Africa
With an active RSA bank account, plus your own email address and cell phone
Your credit rating will determine if there are any additional requirements
We do a quick assessment of your financial ability to repay a loan
So the results should give us an assurance of your ability to settle your debt when the time comes
Borrow from R100 with interest from the 16,5 %
Moread
R3 000
Loan amount
R500 - R3 000
Interest
15 %
Maturity
5 - 35 days
Fast information
Properties of this loan
Online loans up to R3.000
Term 5 - 35 days
Easy online application
Loan requirements
A personal bank account, taken out in your own name, active for at least of 3 months
A contactable e-mail address that you have daily access to
A permanent job, where you earn a monthly or weekly salary - NOT fortnightly
Earning a monthly salary of at least R4 000
At least 18 (eighteen) years of age
A South African Citizen
No judgments or defaults
Borrow from R500 with interest from the 15 %
Moread
R250 000
Loan amount
R1 000 - R250 000
Interest
27,75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 12 - 60 months
First loan strictly for women
Loan requirements
Be 18 years or older
Have a valid SA ID or Drivers License
Have a bank account
Be employed and earn R2 000 or more per month
You will be required to provide proof of income documentation
Borrow from R1 000 with interest from the 27,75 %
Moread
R2 000
Loan amount
R500 - R2 000
Interest
19 %
Maturity
1 - 90 days
Fast information
Properties of this loan
Online loans up to R2.000
Term 1 - 90 days
Easy online application
Loan requirements
You need to be a South African citizen
above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R500 with interest from the 19 %
Moread
R150 000
Loan amount
R10 000 - R150 000
Interest
10 %
Maturity
2 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 2 - 6 years
Fast application, instant approval.
Loan requirements
A good credit record
A regular monthly income of at least R5 000
The details of your bank account into which your salary is paid
Borrow from R10 000 with interest from the 10 %
Moread
R150 000
Loan amount
R5 000 - R150 000
Interest
27,5 %
Maturity
1 - 6 years
Fast information
Properties of this loan
Online loans up to R150.000
Term 1 - 6 years
Fast application
Loan requirements
You need to be a South African citizen and above 18 years of age
You also need to be employed and have a valid bank account
Borrow from R5 000 with interest from the 27,5 %
Moread
R300 000
Loan amount
R500 - R300 000
Interest
5 %
Maturity
1 - 7 years
Fast information
Properties of this loan
Online loans up to R300.000
Term 1 - 7 years
About company
More information about the company Loans Finder
Borrow from R500 with interest from the 5 %
Moread
R500 000
Loan amount
R10 000 - R500 000
Interest
5 %
Maturity
1 - 10 years
Fast information
Properties of this loan
Debt Consolidation
Simplify your monthly payments
Loan requirements
You must be over 18 to apply for a Loan
Proof of residence not older than 3 months
Borrow from R10 000 with interest from the 5 %
Moread
R100 000
Loan amount
R500 - R100 000
Interest
10 %
Maturity
1 - 36 months
Fast information
Properties of this loan
Online loans up to R100.000
Term 1 - 36 months
Loan requirements
Original SA ID
2 months latest payslips
3 months latest bank statements
Borrow from R500 with interest from the 10 %
Moread
R250 000
Loan amount
R5 000 - R250 000
Interest
36 %
Maturity
2 - 36 months
Fast information
Properties of this loan
Online loans up to R250.000
Term 2 - 36 months
Loan requirements
Presence of client ID
Current account number in an African bank
Minimum application criteria
About company
More information about the company XCELSIOR
Borrow from R5 000 with interest from the 36 %
Moread
R200 000
Loan amount
R1 000 - R200 000
Interest
34,85 %
Maturity
9 - 60 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 9 - 60 months
Loan requirements
ID or a certified copy of your ID
Three latest pay-slips
One month’s bank statement
Proof of residential address
Affordability assessment
Borrow from R1 000 with interest from the 34,85 %
Moread
R8 000
Loan amount
R100 - R8 000
Interest
0,17 %
Maturity
1 - 6 months
Fast information
Properties of this loan
Personal loans up to R8.000
Term 1 - 6 months
Loan requirements
SA ID number
Proof of residence not older than 3 months
1 month's payslip
Borrow from R100 with interest from the 0,17 %
Moread
R250 000
Loan amount
R10 000 - R250 000
Interest
27,5 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Online loans up to R200.000
Term 12 - 72 months
Loan requirements
A South African ID
A minimum income of R4,000 per month
You will also need to pass a credit check
You must not be undergoing debt counselling
About company
More information about the company Olico
Borrow from R10 000 with interest from the 27,5 %
Moread
R75 000
Loan amount
R1 000 - R75 000
Interest
10 %
Maturity
12 - 60 months
Fast information
Properties of this loan
Online loans up to R75.000
Term 12 - 60 months
Fast online application
Loan requirements
Be 18 years of age or older
Have a valid South African ID
Latest 3 payslips or the last three months' bank statements
Have a bank account in your name
About company
More information about the company Unifi Credit
Borrow from R1 000 with interest from the 10 %
Moread
R50 000
Loan amount
R500 - R50 000
Interest
10 %
Maturity
1 – 24 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 1 – 24 months
Fast application
Loan requirements
Have and Identity Document of the Republic of South Africa
Be over 18 years old
Borrow from R500 with interest from the 10 %
Moread
R2 500
Loan amount
R500 - R2 500
Interest
20 %
Maturity
1 - 3 months
Fast information
Properties of this loan
Online loans up to R2.500
Term 1 - 3 months
Loan requirements
3 months up to date bank statements
Latest payslip
ID copy
Borrow from R500 with interest from the 20 %
Moread
R50 000
Loan amount
R10 000 - R50 000
Interest
27 %
Maturity
12 - 72 months
Fast information
Properties of this loan
Online loans up to R50.000
Term 12 - 72 months
Loan requirements
ID (South African)
Over 18 years of age
Last 3 receipts of payment
Latest bank statements (3)
Proof of residence
Borrow from R10 000 with interest from the 27 %
Moread
Online lenders feel like a godsend at such moments. However, you must take good care to pick the right online lender to ensure you don’t regret your decision. The following are the things to keep in mind when deciding who to go to for South Africa online loans :
How Much Will It Cost You?
This is one of the most important issues to consider when deciding on a lender, whether online or offline. Loan providers charge interest rates, service fees, and other charges. The amounts vary, and it’s up to you to do a thorough comparison each lender.
Note that while some lenders may advertise low interest rates, there may be additional or hidden charges, which could make the loan costly. You must therefore do prior research to establish exactly how much it will cost you to access South Africa cash loans from different lenders.
What Happens If You Don’t Pay on Time?
Some lenders are stricter than others. If you default, the lender will most likely add penalty charges to the amount you have to pay. How much this amount is varies between lenders. Furthermore, the amount of time after the due date they give you before the penalty charges start accruing also varies. Eventually, the lender will contact the credit bureaus, leading to an alteration of your credit record, which will limit your ability to access South Africa loans from other lenders in future.
To be on the safe side and make the right decision, find out:
How much will the lender charge you in the event of late payment?
How long do they give you before charging you or contacting a credit bureau?
What Are the Other Customers Saying?
A business is only as good as its customer service. To avoid suffering what others have suffered, find out what they feel about their experience with a particular loan provider. The best place to gauge customer satisfaction is on the lender’s online platforms in the comments. Social media is a good place to assess what people feel about the lender’s services.
If the lender has a social media page, go to the comments of their posts and see what people have to say. Are they venting? Are they thanking the lender for good service? What sorts of problems are they complaining about? Were those problems fixed?
Trustworthiness and Transparency
It’s unfortunate, but not all online lenders are trustworthy. In fact, some are predatory. Therefore, ensure you go for lenders that offer the loan terms upfront, among other transparency measures. You can also gauge transparency based on testimonials by customers who have used the lender’s services.
Wrapping It Up
To ensure you pick the best lender, do your research. Ask around. Go online and see what people are saying. You will save money and spare yourself some agony.
Loans South Africa
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Lincoln Ndirangu (
LinkedIn )
Lincoln Ndirangu is a professional freelance web copywriter based in Nairobi, Kenya. For over 7 years, writing for the web and engaging the online audience has been primary focus and passion.
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