Your independent loan comparison!
Your independent loan comparison
Online loans in South Africa
Independent online comparison of loans
- Bank loans up to R500.000
- Non-bank loans up R250.000
- No scams, no hidden fees
A list of certified companies for December 2024
Do you need to borrow money quickly, but don’t want to trap yourself? Compare verified online loans in SA through our independent graders. Company loans are quick, free and within minutes you can filter out the right loan to meet your requirements.
Comparison of non-bank loans
Do not want to circulate branches and still need to find out which loan is best for you? Our free online comparison online loan is ideal solution for you.
Fast information
Properties of this loan
- Online loans up to R250.000
- Term 6 - 72 months
- Fast online application
Loan requirements
- You must be employed under a permanent or fixed-term contract and not self-employed
- You must earn at least R3 500 per month, paid electronically into your bank account
- Your valid barcoded South African identity document or smart card ID
- Your most recent payslip(s) for one month or your letter of employment if you are a contract worker
- Your stamped bank statements for the last 3 months (reflecting your salary). If you bank with Nedbank, ABSA or Standard Bank, we will be able to arrange this on your behalf
- Your proof of residence (not older than three months), such as a utility bill or any statement of account that has your name and physical address on it
About company
More information about the company Nedbank Ltd
Fast information
Properties of this loan
- Online loans up to R50.000
- Term 6 - 24 months
Loan requirements
- A valid SA ID
- 3 latest payslips or 3 latest bank statements
- Must be permanently employed and earning a monthly salary
- A valid cell phone number
- A valid SA bank account
- Must be 18 years or older
About company
More information about the company Capfin SA (Pty) Ltd
Fast information
Properties of this loan
- Online loans up to R150.000
- Term 12 - 60 months
- Decision in seconds
- Cash in your account within 24 hours
Loan requirements
- You must be 18 years old and older
- You must have a South African ID
- You must earn a minimum of R2000 a month
- You must hold a bank account
- You will be required to provide proof of income documentation
About company
More information about the company RCS Group
Fast information
Properties of this loan
- Professional financial advice and tips to improve your score
- Complimentary loan assist service of up to R150,000 cash
Loan requirements
- Be 18 years or older
- Have a valid SA ID or Drivers License
- Have a bank account
About company
More information about the company Credit Gain Services (Pty)
Fast information
Properties of this loan
- Online loans up to R80.000
- Term 3 - 24 months
- Fast online application
Loan requirements
- You must be between the ages of 18 and more
- Be a permanent SA resident
- Be permanently employed or self-employed
- Your salary must be paid directly into your bank account
About company
More information about the company Challenor® Finance
Do you need to borrow online money in South Africa for new furnishings of your home, for a holiday or unexpected expenses? But you are not sure whether or not to borrow from a bank or non-bank institution? Comparing loans and credits in the event that you are considering an online loan is necessary as this will help if you don’t know the conditions in which the loan is made. Comparing loans through internet comparators like Coolfinance.co.za will help you decide if you are unsure whether you’ve chosen the company that provides the best conditions for you. Each company that provides loans has different conditions for obtaining those loans, as it depends on what you want from it. Some will give you a loan without proof of income, others without access to registries and other companies in turn from this. Should you borrow from a bank or non-bank institution? We would suggest to compare loans online and credit from bank and non-bank institutions first.
Finding at loan online that is achievable for the average person can be a very difficult task. It requires credit checks, employment minimums, a background examinations, etc. Throughout our lives we sometimes need the option to create a clean slate and start off fresh with a new plan, but it can be tricky if we have situations in our past that banks and other institutions claim are unforgivable. Imagine you may be unemployed, have credit issues, may be on maternity leave and/or have new investments you would like to make, but have no time to wait. You may find yourself constantly being rejected or being offered loans, but in no way do they benefit you in the long run.
By comparing loans and credit using Coolfinance.co.za we give you the option to select the loan best suited for you with banks or non-bank institutions who approve loans more frequently to “high-risk” clientele. You may need to invest money into your newly aspiring business, or renovated parts of your home, pay off an outstanding debt that is long over-due or even take a vacation that you need to boost your stamina. The boundaries are limitless and you choose what is best suited to your preferences.